Welcome to CBT's Teen Money Online Workshop!

Enhance your money savviness with CBT's online financial educational program designed for teens! Knowing about interest, credit, checking accounts, and online banking are important subjects as you become more independent. CBT wants to help you step up for financial success. Better yet, earn as you learn! From April 19th to April 30th, 2024, you can conveniently go through this program with the touch of a button.

Follow these 3 easy steps to earn a $50 credit to your account:

View all the CBT Teen Money Workshop videos (see below).

Take the quiz to test your new financial savviness (see below).
An account executive will follow up with you to discuss your results.
Must receive a passing score of 80% or above to enjoy $50 deposited into your CRBT Step Up Teen checking account!*

* Program includes watching all videos, completing the quiz, and reviewing with an CBT Account Executive. Account holder has until April 30th, 2024, to complete the program. Must have an 80% passing score to receive $50 credit to account. Bonus will be paid by May 31, 2024. No maximum limit to how many times you take the quiz to receive passing score of 80%. Credit will be reported to the IRS as applicable. Only valid for ages 18 and under. Must have a Step Up Teen Checking account to receive credit.

Step 1: Teen Money Online Videos

Learn more about any of the subjects below by clicking on the video thumbnails.

Spending Decisions
Understanding your Paycheck
Internet Safety
Credit Scoring
Repaying Student Debt
How Interest Works

Step 2: Take the Quiz

Helpful Hint: The quiz below must be completed in its entirety within one sitting in order to successfully submit it to CBT. If the quiz times out, reload the page and resubmit. If you accidentally skip a question, you will receive an error message and will have to start over. You are NOT able to hit the back button. Once you have successfully submitted the quiz, you should immediately see a message on the webpage that says "Thanks for completing the CBT Teen Money Quiz!" If you experience any issues, please feel free to contact an Rachel Jaynes at rjaynes@communitybt.com or (319) 433.6105

First Name *

Last Name *

Phone Number *

What credit score should you aim to have (at least) according to the video? *

Fill in the blank: Avoid using credit to buy what you _______ afford now. *

The video talks about 5 factors that contribute to your credit score; types of credit used, amounts owed, length of credit history, new credit, and payment history. Which of these is the one weighed most heavily? *

Which of the following questions is NOT one that was mentioned you should ask yourself before making a purchase decision? *

True or false: Your gross pay is what you take home from your paycheck. *

YTD on a paycheck stands for ______. *

What is the term for the money you take home after deductions? *

What is the term for the money you have earned before deductions. *

Which of these is NOT a deduction you might see on your paycheck? *

A debit card is the best option for everyday use? *

Merchants often don’t know the final price at the time of purchase, so they place a temporary hold on funds. The three most typical merchants to do this are: *

Which of the following are examples of when it may be beneficial to use a credit card instead of a debit card? *

The total amount of money that you have in your checking account is called: *

The _____________ balance in your checking account is what you can spend. *

What are the 2 things you need to know when developing a budget? *

True or False? When developing a budget, you only need to include the items you pay each month by check or auto pay. *

What is a “fixed expense?” *

True or False? You have to pay back your student loans regardless of if you drop out of school or not. *

Which of the following are some of the best practices regarding repayment of your student loans? *

What does the video recommend as the goal time frame to pay back your student loans? *

Community BT

Step Up Teen Money Workshop

Welcome to CBT's Teen Money Online Workshop!

Follow these 3 easy steps to earn a $50 credit to your account:

Step 1: Teen Money Online Videos

Step 2: Take the Quiz