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Current Client? Receive our $50 Refer a Friend Bonus*

Plus, easily switch your recurring payments and direct deposits over to CBT with ClickSWITCH.


GO Checking

Finally an account that moves as quickly as you do

  • Earn 3.00% APY¹
  • Utilizes all our mobile and online banking features
  • Amped up security


Step Up Teen Checking

Designed to give teens ages 13-17 years old the tools they need to "step up" and become more financially savvy and independent.


Free Checking

A checking account with no minimum balance requirement or monthly service fees.

  • $100 minimum opening balance
  • No minimum balance requirement
  • No monthly maintenance charge
  • Debit card w/ first 6 ATM transactions/month free*
  • Access to Shazam's Privileged Status Network
  • Free online banking, bill pay & eStatement

*$1.50 fee applies to non-bank owned ATM transactions in excess of 6 per month

M@XX Checking

A free checking account that rewards clients with a market-leading rate and refunds on all other bank's ATM fees up to $20/month.

  • $50 minimum opening balance
  • No minimum balance requirement
  • No monthly service charge
  • Free debit card and first box of CBT checks
  • Free online banking, bill pay & eStatements
  • Variable interest earnings
  • Refunds up to $20 a month in other bank's ATM fees


Royal Club Checking

You'll be treated like royalty when you to become a member of our Royal Club! Join us for gatherings of Bingo, seminars and more!

  • $100 minimum opening balance
  • Debit card w/ unlimited ATM withdrawals
  • Free online banking, bill pay & eStatements
  • Free Royal Club checks
  • Yields interest
  • Free safe deposit box for one year
  • Available to those age 50+


Switch your auto debits and accounts to a click!

With ClickSWITCH, you can smoothly transition your accounts to CBT! Click here for more information on ClickSWITCH!

Order Checks Online

Order checks online from our partner Harland Clarke. Or call toll-free at (800) 275.1053, 24 hours a day, 7 days a week.

Go Checking ¹Annual Percentage Yield. Rate may change after the account is opened. APY accurate as of October 13, 2021, and is not an introductory rate. Opening deposit requirement of $100. APY is for balances up for $10,000. An interest rate of 2.96% will be paid only for that portion of your daily balance that is $10,000 or less. The APY for this tier will be 3.00%. An interest rate of .10% will be paid only for that portion of your daily balance that is greater than $10,000. The APY range for this tier will be 3.00% to 0.33%. Regardless of your balance, if you do not meet the requirements of 10 Visa Check Card point-of-sale transactions posted per statement cycle with a minimum combined transaction amount totaling $100 (excluded ATM transactions); set up one monthly direct deposit or debit with $250 minimum; enroll in Personal Online Banking and eStatements; and download mobile banking app, the interest rate and APY will be 0.01%.  Limit of one GO account per TIN.  A valid email address is required for eStatements.  A $5 statement fee will be assessed on all accounts that do not sign up for eStatements within 90 days of account opening.  

**Annual Percentage Yield will range from 0.00% - 3.00% depending on the account type that is opened.  Rate may change after account opening.  Fees could reduce earnings.  APY range is accurate as of January 7, 2022 and is not an introductory rate.  $50 bonus will be paid within 30 days of when the following occur:  the account has been open a minimum of 30 days, a reoccurring ACH  transaction has occurred, the debit card has been used and the account has a positive balance.  Requirements must be met within the first six months.  Only new checking account clients are eligible.  Cannot be combined with any other offers.  Minimum opening deposit requirements range from $25 - $100, depending on the checking account type.  (For Example, Step Up Teen Checking minimum - $25 and GO Checking minimum - $100).  The current client will receive a $50 credit into their CBT checking account only after the new client has met these requirements. Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening. New clients may not combine this with any other promotion. Refer-a-Friend bonuses are unlimited per client.  Bonuses will be reported to the IRS as applicable. Member FDIC.