Plan and Invest in Your Future 
We understand that there is no cookie cutter solution for building your financial future. That’s why our wealth management team starts with the person, not the product. We start by learning about you, your family, your dreams, and your vision. Backed with a thorough understanding of your goals and our team’s industry experience, we will develop a custom strategy that can help you prepare for the future with confidence.
Why Wealth Management Services?
Some of the financial decisions you make aren’t decisions you make often. Some will affect your family, loved ones, or business. Some can have a significant impact that lasts a couple years, or even a few decades down the road.
Partnering with CBT’s wealth management team can help you design an individualized plan to match your financial vision today and years from now. It’s not just about making prudent investment decisions, although that’s important. It’s also about retirement planning, estate planning, tax planning, legacy planning, business succession planning and more. In short, you have a vision of what life should be.
Wealth management provides the financial road map to bring that vision to reality. That’s how we approach wealth management at CBT.
We Believe:
- In active asset management, with active and/or passive styles, and bottom up analysis to pick preferred holdings
- The pursuit of a higher standard of living around the globe offers tremendous investment potential
- A client’s mix of assets is not static over time; we make customized adjustments based on continuing assessments
Individualized investment management and financial planning serve as the core to our Wealth Management's approach. Our process begins by answering the question, "What is the money for?" Once we have a clear understanding of your intentions, we can then start to identify the best structure for you and your family to build, manage, and preserve your wealth. We will work with you to:
- Determine your goals, risk tolerance, and preferences
- Develop an investment management strategy
- Utilize state state-of-the-art analysis and information tools as a local company with national resources
- Select account holdings that meet your objectives
- Keep you informed. Our dedicated relationship management team will perform ongoing portfolio reviews.
You will receive:
- Online access to Investment Management accounts
- Quarterly (or Monthly) Investment Management Statements
- Quarterly Investment Management review with Relationship Management Team
- Quarterly Investment Outlook
How We Can Help You
Our comprehensive and fully-integrated suite of wealth-building services:
Review your assets, retirement goals, and organize your long-term financial picture.
Investment planning and decision and building wealth for the next generation.
Social Security timing & strategies, tax awareness distribution, naming of IRA beneficiaries, and financial protection in case of illness.
Prepare a financial plan and explore ways to maximize the value of your business with our Certified Exit Planning Advisors.
Savings from estate taxes, estate plans for business owners, probate avoidance, amateur executors, will & trust creation.
Transfer your wealth to future generations in a tax-efficient and intentional manner through trusts, gifts, and estate planning tools.
Our Commitment to You
Our goal, as a financial services organization and a member of the community, is to establish broad and meaningful relationships with our clients. We understand this happens over time, by putting clients first and delivering on our commitments.
Our investment decisions are guided by the Uniform Prudent Investor Act, which requires a thorough analysis of risk versus return. Performance is measured on the entire portfolio's performance, not on individual investments.
We understand risk comes in many forms. That's why we regularly assess risk factors that may affect your portfolio and then adjust accordingly.
We'd love to talk to you!
Questions?
- Call us at 319.862.1278.
- Email us.
- Visit our locations.
Not a deposit | Not FDIC insured | Not insured by any federal government agency | Not guaranteed by the bank | May go down in value