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Debit Cards

Leave your checkbook at home and enjoy the convenience of a Visa Debit Card from Community Bank & Trust. This card will allow you to access funds from your checking accounts or savings accounts using the card and your personal identification number (PIN). Or, use your Debit Card wherever Visa is accepted for worry-free purchases.

Card Control

Card control is a free app that allows you to instantly change the settings on your CBT-issued debit card. When "off", no one can use your cards. Simply turn them "on" when you're ready to use them again. Card control is also designed to:

• Help safeguard your cards from fraud

• Let users define locations where debit cards can be used

• Limit purchases by merchant type

• Connect to your CBT Personal Mobile Banking app with single sign on

Visit your mobile app store and search "CBT Card Control" to download today or visit the Video Tutorial page to learn more!

Activate/Pin Debit

  • Call 1.800.567.3451
  • Follow the system's authentication process.
  • Activation is complete, if authentication is verified.

NOTE: If you are unable to properly authenticate your information, you will be transferred to a customer service representative during the call to authenticate yourself using other information. If successful, the representative will activate the card. However, you will need to re-call the 1.800.567.3451 to set your Personal Identification Number (PIN).

PIN or Re-PIN your Visa Debit Card:

  • Call 1.800.567.3451.
  • Follow the system's authentication process.
  • Your new PIN has been set.

Credit Cards

Whether you’re using a credit card to shop online, make day-to-day purchases, or just for emergencies, a Visa Platinum, Platinum Rewards or Cash Rewards from Community Bank & Trust makes sense. A nationally and worldwide accepted credit card from Community Bank & Trust allows you to see the world, but deal with the banking professionals you know right here at home. We also offer Business Credit Cards!

Apply Online

Apple Pay™

Your wallet without the wallet! With Apple Pay and your Community Bank & Trust debit card, you can use your iPhone® 6 or Apple Watch® to pay in a quick, easy and secure way. 


ATM Cards

Receive an ATM Card with your Community Bank & Trust Savings Account.

EMV Chip Cards

Community Bank & Trust is now issuing new Visa® Check Cards equipped with computer chips. These chip cards are also called EMV cards. Here's what you need to know.

Lost or Stolen Cards

If your ATM/Debit card is lost or stolen, please report it immediately for your safety. Contact Community Bank & Trust's main office in Waterloo (during banking hours) at (319) 291.2000 or toll free at (866) 258.2265. After hours you can contact the Fraud Prevention Center toll free at (800) 472.3272.