Debit Cards

Leave your checkbook at home and enjoy the convenience of a Visa Debit Card from Community Bank & Trust. This card will allow you to access funds from your checking accounts or savings accounts using the card and your personal identification number (PIN). Or, use your Debit Card wherever Visa is accepted for worry-free purchases.

Card Control

Card control is a free app that allows you to instantly change the settings on your CBT-issued debit card. When "off", no one can use your cards. Simply turn them "on" when you're ready to use them again. Card control is also designed to:

• Help safeguard your cards from fraud
• Let users define locations where debit cards can be used
• Limit purchases by merchant type
• Connect to your CBT Personal Mobile Banking app with single sign on

Visit your mobile app store and search "CBT Card Control" to download today.

Activate/Pin Debit

• Call 1.800.567.3451
• Follow the system's authentication process.
• Activation is complete, if authentication is verified.

NOTE: If you are unable to properly authenticate your information, you will be transferred to a customer service representative during the call to authenticate yourself using other information. If successful, the representative will activate the card. However, you will need to re-call the 1.800.567.3451 to set your Personal Identification Number (PIN).

PIN or Re-PIN your Visa Debit Card:

• Call 1.800.567.3451.
• Follow the system's authentication process.
• Your new PIN has been set.

Digital Payment Support:

We offer seamless digital payment support through Apple Pay, Google Pay, and Samsung Pay for our Visa debit cardholders. Adding your Cedar Rapids Bank & Trust debit card to these platforms is easier than ever, ensuring fast, easy, and secure transactions whenever you shop. Simply enroll your card, and you're ready to go! With this feature, we aim to provide our clients with unparalleled convenience and security in their everyday transactions. 

• Convenience: Pay with just a tap of your phone or smartwatch, eliminating the need to carry physical cards or cash. 
• Enhanced Security: Your card information is never shared with merchants, reducing the risk of fraud. 
• Quick Setup: Adding your card to these platforms takes just a few simple steps, making it hassle-free. 

Experience the convenience of using digital payments and make your purchases faster, easier, and more secure than ever before! 

Adding your card is easy! 

Apple Pay

Samsung Pay

Google Pay

Credit Cards

Whether you’re using a credit card to shop online, make day-to-day purchases, or just for emergencies, a Visa Platinum, Platinum Rewards or Cash Rewards from Community Bank & Trust makes sense. A nationally and worldwide accepted credit card from Community Bank & Trust allows you to see the world, but deal with the banking professionals you know right here at home. We also offer Business Credit Cards!

Apply Online

ATM Cards

Receive an ATM Card with your Community Bank & Trust Savings Account.

EMV Chip Cards

Community Bank & Trust is now issuing new Visa® Check Cards equipped with computer chips. These chip cards are also called EMV cards. Here's what you need to know.

Lost or Stolen Cards

If your ATM/Debit card is lost or stolen, please report it immediately for your safety. Contact Community Bank & Trust's main office in Waterloo (during banking hours) at (319) 291.2000. After hours you can contact the Fraud Prevention Center toll free at (800) 472.3272.