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Effective August 1, 2022, our Downtown Waterloo branch will be closed on Saturdays. View our locations and hours here.

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$300 NEW GO ACCOUNT BONUS!
Plus, Open An Account Online...Anywhere!
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Mobile Banking

Banking options for your on-the-go lifestyle.

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Mortgage Options

We're proud to offer a wide array of mortgage options.

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Checking Accounts

Options for your everyday banking needs.

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About Cap Right

Switch Your Accounts to CBT...in a Click!

Switching your direct deposits and automatic payments to Community Bank & Trust doesn't need to be a hassle. We've made it easier than ever with ClickSWITCH™, our online switch tool that safely and securely moves recurring transactions to your CBT account in as little as 10 minutes.

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Anywhere, Anytime!

Whether you’re looking for easy access, no fees, interest, rewards, or travel perks - we got you covered with the right account to help get you where you want to be.

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FREE 24/7 Credit Score Access

Your credit score affects every aspect of your financial life – from loan rates to cost of insurance. The better your score, the more you save. That’s why we’ve made it easier to monitor your credit score by offering Credit Sense FREE in our Online and Mobile Banking.

FIND OUT MORE

Switch Your Accounts to CBT...in a Click!

Switching your direct deposits and automatic payments to Community Bank & Trust doesn't need to be a hassle. We've made it easier than ever with ClickSWITCH™, our online switch tool that safely and securely moves recurring transactions to your CBT account in as little as 10 minutes.

Find Out More

Anywhere, Anytime!

Whether you’re looking for easy access, no fees, interest, rewards, or travel perks - we got you covered with the right account to help get you where you want to be.

Find Out More

FREE 24/7 Credit Score Access

Your credit score affects every aspect of your financial life – from loan rates to cost of insurance. The better your score, the more you save. That’s why we’ve made it easier to monitor your credit score by offering Credit Sense FREE in our Online and Mobile Banking.

FIND OUT MORE
News / What is going on?

$400 Off Closing Costs

Apply for a mortgage before August 31 with CBT, and receive $400 off your closing costs!* If you’ve started looking or want to look for a new home and are unsure how much you can afford, getting pre-qualified can give you an idea of your buying power.

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Refer-A-Friend

Love banking at CBT? Invite a friend to open any checking account with CBT and you'll both earn $50!*

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Doggie Dip - August 22

Join CBT Monday, August 22 at 6:00 pm for the Doggie Dip located at The Falls Aquatic Center in Cedar Falls. Bring your pup to enjoy a new toy from CBT, swim, go down the slides, and a treat as they leave the pool!

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WE + care for
our communities
About Us /

The vision to create an organization where relationships and service mattered has guided Community Bank & Trust in the past and will continue on as the strategy far into the future under the direction of our President & CEO, Stacey Bentley. We are committed to fostering and preserving a culture of diversity, equity, and inclusion. It’s our differences – of every kind – that make our company and our communities better.

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About Community State Bank
At Community Bank & Trust, it is important for us to advance technologically without losing the personal touch and close client relationships we are proud of as a local bank. We invite you to stop in to see us or use our convenient Online Banking services - you will see why people choose to bank with our experienced and trusted staff.

— Stacey Bentley, President and CEO
Mobile Banking Link Caret Enroll now!