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Love banking at CBT? 

Invite a friend to open any checking account with Community Bank & Trust and you'll earn $50! The new client will also receive a $50 bonus! Unlimited referrals!*

And if that's not enough, be sure to mention to your friends the following additional CBT benefits:

  • ClickSWITCH, our convenient online switch tool that helps switch auto payments and direct deposits in as little as 10 minutes.
  • Card control is a free app that allows you to instantly change the settings on your CBT-issued debit card. When "off", no one can use your cards
  • Online and mobile banking tools to help stay on top of finances.
  • NEW! Zelle, the fast, safe and easy way to send money to friends and family.
  • Open an account online today.


* Annual Percentage Yield will range from 0.00% - 3.00% depending on the account type that is opened. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of January 3, 2023 and is not an introductory rate. $50 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months. Only new checking account clients are eligible. Cannot be combined with any other offers. Minimum opening deposit requirements range from $25 - $100, depending on the checking type. (For example, Step up Teen Checking minimum - $25 and GO Checking minimum $100). The current client will receive a $50 credit into their CBT checking account only after the new client has met these requirements. Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening. New clients may not combine this with any other promotion. Bonuses are unlimited per client and will be reported to the IRS as applicable. MEMBER FDIC