Find the Best Loan for You
Available for down payment or closing cost assistance
Community Bank & Trust has partnered with the Federal Home Loan Bank of Des Moines to offer Home$tart® grants to be used for down payment or closing cost assistance to qualified home buyers!
The CBT Home$tart® grants are:*
- Awarded on a first come, first-served basis.
- Available to first-time home buyers only.
- Eligible for use on fixed rate and adjustable rate mortgage (ARM) products.
- Great with our CBT Community Mortgage - low down payment & no required mortgage insurance
*Do not need to be a CBT client. However, you must obtain mortgage with CBT to qualify. Household income must meet qualifications. Grant approval by FHLB Des Moines. MEMBER FDIC EQUAL HOUSING LENDER
As a client of Community Bank & Trust, you can expect:
- Our Community Mortgage** Loan
- Low Down Payment
- No Required Mortgage Insurance
- Low Minimum Credit Score
- Fixed Rate
- Conventional Loans
- VA Loans
- FHA Loans
- Rural Development Loans
- 1st Time Home Buyer Options
- Construction Loan Financing
- Refinance Options
- Bi-weekly repayment plans
- FREE pre-qualification loan process
**Restrictions Apply. Additional Qualifications Required.
- Mortgage Comparison: 15 Years vs. 30 Years
- Mortgage Payoff
- Mortgage Qualifier
- Mortgage Refinance Break Even
- Rent vs. Buy
Do you know your Credit Score? CBT offers free 24/7 access to your score with Credit Sense - available through online banking and our mobile app.
If you've started to look for a home and are unsure how much you can afford, getting pre-qualified can give you an idea of your buying power.
For today's rates or any questions regarding refinancing and mortgage options, please contact Tina at 319-433-4991.