Find the Best Loan for You


Now offering $7,500 First Time Home Buyer Grants!*

  • $7,500 each
  • Awarded on a first come, first-served basis
  • Available to first-time home buyers only
  • Great with our CBT Community Mortgage loan with low down payment & no required mortgage insurance
  • * Do not need to be a CBT client. However, must obtain mortgage with CBT to qualify. Household income must meet qualifications. Grant approval by FHLB Des Moines.
Tina Hummel

From choosing the right home and understanding your mortgage options, to saving money and exploring if refinancing makes sense for you, partner with a local mortgage lender that you bank on - Community Bank & Trust. No one will work harder, or smarter, for you, than our CBT mortgage expert. Let us put our industry experience to work and provide you with thorough advice, responsive service, and customized solutions. That translates to peace of mind.

  • See what your payments would be like - try our helpful mortgage calculators
  • Do you know your Credit Score? CBT offers free 24/7 access to your score with Credit Sense - available through online banking and our mobile app.
  • If you've started to look for a home and are unsure how much you can afford, getting pre-qualified can give you an idea of your buying power.

As a client of Community Bank & Trust, you can expect:

  • $7,500 Grants Now Available! Limited Time - First Come, First Served.
  • NEW! Ask about our Community Mortgage* loan
    • Low Down Payment
    • No Required Mortgage Insurance
    • Low Minimum Credit Score
    • Fixed Rate
  • Conventional Loans
  • VA Loans
  • FHA Loans
  • Rural Development Loans
  • 1st Time Home Buyer Options
  • Construction Loan Financing
  • Refinance Options
  • Bi-weekly repayment plans
  • FREE pre-qualification loan process

Try Our Mortgage Calculators

  • Mortgage Comparison: 15 Years vs. 30 Years
  • Mortgage Payoff
  • Mortgage Qualifier
  • Mortgage Refinance Break Even
  • Rent vs. Buy

For today's rates or any questions regarding refinancing and mortgage options, please contact Tina at 319-433-4991.

*Restrictions Apply. Additional Qualifications Required.