Find the Best Loan for You
As a client of Community Bank & Trust, you can expect:
- Our Community Mortgage1 Loan
- Low down payment as little as 3.00%2
- Great low-fixed rate options with no mortgage insurance (PMI)
- PMI is the insurance financial institutions traditionally require you to pay if you don’t have a 20% down payment.
- For refinance and purchase
- Loan stays with CBT
- Conventional Loans
- VA Loans
- FHA Loans
- Rural Development Loans
- 1st Time Home Buyer Options
- Construction Loan Financing
- Refinance Options
- Bi-weekly repayment plans
- FREE pre-qualification loan process
- Mortgage Comparison: 15 Years vs. 30 Years
- Mortgage Payoff
- Mortgage Qualifier
- Mortgage Refinance Break Even
- Rent vs. Buy
Do you know your Credit Score? CBT offers free 24/7 access to your score with Credit Sense - available through online banking and our mobile app.
If you've started to look for a home and are unsure how much you can afford, getting pre-qualified can give you an idea of your buying power.
For today's rates or any questions regarding refinancing and mortgage options, please contact us at 319.291.2000.
1 The loan information is an overview. Please contact our CRA Mortgage Lender to discuss all the details and guidelines of our Community Mortgage Program and down payment/closing costs grants offered. Interest rates and program guidelines are subject to change at any time. All applications are subject to credit approval.
2 Grant(s) for down payment and/or closing cost assistance vary by household income, household size and geographic location. Maximum income guidelines apply. Minimum credit score of 650.