Find the Best Loan for You

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From choosing the right home and understanding your mortgage options, to saving money and exploring if refinancing makes sense for you, partner with a local mortgage lender that you bank on - Community Bank & Trust. No one will work harder, or smarter, for you, than our CBT mortgage expert. Let us put our industry experience to work and provide you with thorough advice, responsive service, and customized solutions. That translates to peace of mind.

Tina Hummel
TINA HUMMEL
MORTGAGE EXPERT - NMLS# 729952
  • NOW AVAILABE! $5,000 GRANTS FOR HOME BUYERS
    • Available for down payment or closing cost assistance
    • Awarded on a first come, first-served basis
    • Call Tina for more information
  • See what your payments would be like - try our helpful mortgage calculators
  • Do you know your Credit Score? CBT offers free 24/7 access to your score with Credit Sense - available through online banking and our mobile app.
  • If you've started to look for a home and are unsure how much you can afford, getting pre-qualified can give you an idea of your buying power.


As a client of Community Bank & Trust, you can expect:

  • Conventional Loans
  • VA Loans
  • FHA Loans
  • Rural Development Loans
  • 1st Time Home Buyer Options
  • Construction Loan Financing
  • Refinance Options
  • Bi-weekly repayment plans
  • FREE pre-qualification loan process

Try Our Mortgage Calculators

  • Mortgage Comparison: 15 Years vs. 30 Years
  • Mortgage Payoff
  • Mortgage Qualifier
  • Mortgage Refinance Break Even
  • Rent vs. Buy

For today's rates or any questions regarding refinancing and mortgage options, please contact Tina at 319-433-4991.