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Join the Dough Zone!

We at CBT invest our time in caring about all of our clients needs - big or small. We know the importance of children learning about saving some dough at an early age and we're here to help start their journey! 

Joining the CBT Dough Zone means joining the CBT family. With the help of our mascot, Chip, we'll teach Dough Zone members how to save, reward them for reaching important milestones, and provide helpful money tips. We also think it's important to provide parents the resources needed to encourage a secure financial foundation. 



CBT Dough Zone Activities

  • Dough Zone Week
    • A week in the spring dedicated to helping our kid clients better understand money concepts and interact with our friendly bankers!
  • Summer Savings Program
    • Complete activities to earn money and fun prizes in the summer.
  • Trunk-or-Treat
    • Enjoy games and treats at this fun event in October!

Account Details

Young child putting coins in a piggy bank.

Rookie Cookie Savings

Baby or Child's First Savings Account! Get $5 vouchers for your birthday and a card from all our friendly tellers! Keep checking our calendar to learn about fun activities.

  • $1 minimum opening balance
  • No minimum balance requirement
  • Variable interest rate
  • Available to those up to age 18
  • Birthday cards with a redeemable $5 Voucher*
  • Fun CBT Dough Zone activities
  • Free CBT piggy bank!
Three teenage girls smiling at the camera.

Step Up Teen Checking

Designed to give teens 18 years & younger the tools they need to "step up" and become more financially savvy and independent:

  • No minimum balance requirement
  • No monthly service charge
  • Non-interest bearing account
  • Checks not available
  • Free online banking & eStatements
  • Parent(s) can monitor account and advise teen as a required joint owner
  • Gain debit card responsibility with the protection of a lower-limit Visa® debit card.
  • Earn cash rewards for celebrating milestones such a birthday, driver's license, and diploma!*
  • Begin building a trusted banking relationship with a local CBT banker.

Additional Perks: Free mobile banking. Visa® debit card. Online Bill Pay. Safe deposit box free for first year.*

To learn more, contact a CBT Account Relationship Banker at 319.291.2000

* Reported to the IRS as applicable. Deposit will not be immediate.  Deposit will be made into the account within 30 calendar days of notifying the bank of the reward. Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.