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Joining our Dough Zone means joining our CBT community. We'll teach the Dough Zone members how to save, reward them for report cards and other important milestones while providing helpful money tips. We also think it's important to provide parents the resources needed to encourage a secure financial foundation.


Baby or Child's First Savings Account! Get $5 vouchers* for your birthday and a card from all our friendly tellers! Keep checking our calendar to learn about fun activities.

  • $1 minimum opening balance
  • No minimum balance requirement
  • Variable interest rate
  • Available to those up to age 18
  • Birthday cards with $5 Vouchers
  • Fun Dough Zone activities
  • Free CBT piggy bank!


Designed to give teens ages 13-17 years old the tools they need to "step up" and become more financially savvy and independent.

  • Parent(s) can monitor account and advise teen as a required joint owner
  • Gain debit card responsibility with the protection of a lower-limit Visa debit card.
  • Prevent overdrawn account with debit card set to decline if funds are insufficent. Checks not offered.
  • Avoid fees with no monthly service fees.
  • Stay up-to-date with CBT's free mobile banking app, mobile deposit, and more!
  • Earn cash rewards for celebrating milestones such a birthday, driver's license, and diploma!*
  • Begin building a trusted banking relationship with a local CBT banker.

To learn more, contact a CBT Account Executive at 319.291.2000

$1.50 fee on all transactions at non-bank owned ATMs. 

*Reported as interest income on a 1099-INT. Deposit will not be immediate. Deposit will be made into the account at the end of the month in which we receive your voucher or milestone proof. Offer expires after 30 calendar days of your birthday or milestone. MEMBER FDIC