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Join the Dough Zone!

We at CBT invest our time in caring about all of our clients needs - big or small. We know the importance of children learning about saving some dough at an early age and we're here to help start their journey! 

Joining the CBT Dough Zone means joining the CBT family. With the help of our mascot, Chip, we'll teach Dough Zone members how to save, reward them for reaching important milestones, and provide helpful money tips. We also think it's important to provide parents the resources needed to encourage a secure financial foundation. 

NEW! "Rolling in the Dough" Promotion April 15 - 30th: 

  • Rookie Cookie clients - bring the postcard you got in the mail to any of our tellers. Make sure you complete the word search and you'll receive your own Chip - a plushie of our cookie mascot!1 
  • Step Up Teen Checking clients - watch our short financial education videos AND earn a $50 credit to your account when you pass our quiz!2 

Not a client? No problem. Talk to a teller or account executive and we'll get you set up! Account details below.

1) Must be a Rookie Cookie Savings account holder to receive Chip plushie. Annual Percentage Yield for Rookie Cookie Savings is 0.01% as of April 1, 2024 and is not an introductory rate. Rate may change after account opening. Minimum opening balance of $1. Clients must bring postcard to a CBT branch between April 12 & April 30, 2024, to receive Chip plushie, otherwise Chip plushie cannot be given away. Account must be open at time plushie is given. Chip plushie will be given at time of visit between April 12 - April 30th. Cannot be combined with any other offer. Consult your tax advisor. Fees could reduce earnings. 

2) Program includes watching all videos, completing the quiz, and reviewing with an CBT Account Executive. Account holder has until April 30th, 2024, to complete the program. Must have an 80% passing score to receive $50 credit to account. Bonus will be paid by May 31, 2024. No maximum limit to how many times you take the quiz to receive passing score of 80%. Credit will be reported to the IRS as applicable. Only valid for ages 18 and under. Must have a Step Up Teen Checking account to receive credit. 

CBT Dough Zone Activities

  • Online Financial Education
    • View our interactive financial education videos here.
  • Dough Zone Week
    • A week in the spring dedicated to helping our kid clients better understand money concepts and interact with our friendly bankers!
  • Summer Savings Program
    • Complete activities to earn money and fun prizes in the summer.
  • Trunk-or-Treat
    • Enjoy games and treats at this fun event in October!

Account Details

Young child putting coins in a piggy bank.

Rookie Cookie Savings

Baby or Child's First Savings Account! Get $5 vouchers for your birthday and a card from all our friendly tellers! Keep checking our calendar to learn about fun activities.

  • $1 minimum opening balance
  • No minimum balance requirement
  • Variable interest rate
  • Available to those up to age 18
  • Birthday cards with a $5 Voucher*
  • Fun CBT Dough Zone activities
  • Free CBT piggy bank!
Three teenage girls smiling at the camera.

Step Up Teen Checking

Designed to give teens 18 years & younger the tools they need to "step up" and become more financially savvy and independent:

  • No minimum balance requirement
  • No monthly service charge
  • Non-interest bearing account
  • Checks not available
  • Free online banking & eStatements
  • Parent(s) can monitor account and advise teen as a required joint owner
  • Gain debit card responsibility with the protection of a lower-limit Visa® debit card.
  • Earn cash rewards for celebrating milestones such a birthday, driver's license, and diploma!*
  • Begin building a trusted banking relationship with a local CBT banker.

Additional Perks: Free mobile banking. Visa® debit card. Online Bill Pay. Safe deposit box free for first year.* 

To learn more, contact a CBT Account Executive at 319.291.2000

*Reported as interest income on a 1099-INT. Deposit will not be immediate. Deposit will be made into the account at the end of the month in which we receive your voucher or milestone proof. Offer expires after 30 calendar days of your birthday or milestone. Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.