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MAXX Checking Account

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love CBT's MAXX checking account. With MAXX, you'll earn a 2.22% annual percentage yield* and receive refunds** for ATM fees if you:

  • Open your account with a minimum of $50 
  • Use your Visa Check Card 15 times per month (excludes ATM-based transactions)***
  • Receive your monthly statements via eStatements
  • Enroll in Personal Online Banking
  • Set up one ACH item monthly

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

Switch to MAXX

Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CBT is easy, thanks to ClickSWITCH!

Ask about our$100 Refer-a-Friend Bonus!1

Monitor Your MAXX

With CBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.

Questions?

Call us at 319.291.2000

Visit our locations

 
* Annual percentage yield. Rate may change after account opening. APY is accurate as of February 22, 2022, and is for daily balances up to $25,000. It is not an introductory rate. To obtain premium APY and ATM refunds, you must have an opening deposit of $50, meet required 15 Visa Check Card credit-based transactions posted per statement cycle with a minimum combined transaction amount of $150, receive your monthly statement via eStatements with a valid email address, enroll in Online Banking, and set up one ACH item monthly. An interest rate of 2.20% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 2.22%. An interest rate of .25% will be paid only for that portion of your daily balance that is greater than $25,000.01. The APY range for this tier will be 2.22% to .74%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on your balance will be .10% APY. If your daily balance is $25,000.01 or more and you have not met the account requirements, the interest paid on the balance will be .01% with an annual percentage yield range of .10% to .03%.

** Maximum foreign ATM fee refund of $20 per month.

*** The 15 Visa debit card transactions must post during the statement cycle  with a minimum combined transaction amount of $150.

1 Annual Percentage Yield will range from 0.00% - 3.00% depending on the account type that is opened. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of February 1, 2022 and is not an introductory rate. $100 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months. Only new checking account clients are eligible. Cannot be combined with any other offers. Minimum opening deposit requirements range from $25 - $100, depending on the checking type. (For example, Step up Teen Checking minimum - $25 and GO Checking minimum $100). The current client will receive a $100 credit into their CBT checking account only after the new client has met these requirements. Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening. New clients may not combine this with any other promotion. Bonuses are unlimited per client and will be reported to the IRS as applicable. Promotion valid 2/15/22 - 4/15/22. MEMBER FDIC