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MAXX Checking Account

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love CBT's MAXX checking account. With MAXX, you'll earn a 2.22% annual percentage yield1 and receive refunds2 for ATM fees if you:

  • Open your account with a minimum of $100 
  • Use your Visa Check Card 15 times per month (excludes ATM-based transactions)3
  • Receive your monthly statements via eStatements4
  • Enroll in Personal Online Banking
  • Set up one ACH item monthly

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

Switch to MAXX

Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CBT is easy, thanks to ClickSWITCH!

Monitor Your MAXX

With CBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.


Call us at 319.291.2000

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(1) Annual percentage yield. Rate may change after account opening. APY is accurate as of August 30, 2022, and is for daily balances up to $25,000. It is not an introductory rate. To obtain premium APY and ATM refunds, you must have an opening deposit of $100, meet required 15 Visa Check Card credit-based transactions posted per statement cycle, receive your monthly statement via eStatements with a valid email address, enroll in Online Banking, and set up minimum of one direct deposit or direct debit. An interest rate of 2.20% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 2.22%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000.01. The APY range for this tier will be 2.22% to .85%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on your balance will be .10% APY. If your daily balance is $25,000.01 or more and you have not met the account requirements, the interest paid on the balance will be .01% with an annual percentage yield range of .10% to .03%. (2) Maximum ATM fee refund of $20 per month. (3) The 15 Visa debit card transactions must post during the statement cycle. (4) Valid email address required. A $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening. Fees may reduce earnings.