Cozy Up to an Extra $300 when you open a MAXX Checking™ Account1
Looking for a checking account with a premium interest rate and ATM fee refunds? Then you'll love Community Bank & Trust's MAXX Checking™ account. With MAXX, you'll earn a 3.33% APY2 and receive refunds for ATM fees3 if you:
- 15 Visa® debit card transactions posted per statement cycle (excludes ATM-based transactions)
- Set up at least one direct deposit or direct debit
- Enroll in Personal Online Banking
- Receive your monthly statements via eStatements4
Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.
Use the link below to open a MAXX Checking™ account. To be eligible for promotion, use promo code: "COZY300" or the name of the family/friend to the referral code field during your online application. Promotion ends November 30, 2024.
Current client?
Receive $100 for each friend you refer - instead of the usual $50 AND unlimited bonuses!5 Tell your friends to add your name to the referral code within the online application so you can enjoy your bonus! Promotion ends November 30, 2024.
1 New Client Bonus Offer: $300 bonus will be paid within 30 days after the following occur: 1) Open a new checking account, which is subject to approval; 2) a reoccurring direct deposit or direct debit is set up with a minimum of $250 per month, posted per statement cycle; 3) The debit card has been used at least once during that same statement cycle. Direct deposits examples are an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person payment (such as Zelle, Venmo or Cashapp) are not considered a direct deposit. Direct Debit examples would be a car payment, mortgage, rent payment or another household bill. Additional terms of this bonus offer include: Account must be opened a minimum of 30 calendar days, be active and have a positive balance at the time bonus is paid, which will be applied as a credit to the new account. Requirements must be met within 6 months of account opening. Client cannot have a previously closed CBT checking account with the past 12 months. Only new checking clients eligible. BankOn Checking and Health Savings Accounts are not eligible for bonus offer. Cannot be combined with other offers. Account only eligible for Iowa residents. Promotion ends 11/30/2024 and is subject to change without notice.
2 Annual percentage yield (APY). Rate may change after account opening. APY is accurate as of September 1, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the following requirements for the MAXX Checking™ account: 1) a minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions); 2) Set up a minimum of one direct deposit or debit; 3) Enroll in Personal Online Banking; 4) Receive monthly statements for this account electronically. An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one Vault or MAXX Checking™ account per Tax Identification Number.
3 Maximum ATM fee refund of $20 per month. Must meet account requirements to receive refund.
4 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.
5 Refer-a-Friend offer details: Once the qualifying activity has been met by the new referred client, the current client will receive a $100 credit into their CBT checking account within 30 calendar days provided both the current client and referred account are not closed or restricted at the time of payout. New clients may not combine this with any other promotion. Refer-a-Friend bonuses are unlimited per client. Promotion ends 11/30/24 and is subject to change without notice.
Important Information: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite. All bonuses will be reported to the IRS as applicable. Client will be responsible for applicable taxes on this bonus. Consult your tax advisor.
Switch to MAXX
Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CBT is easy, thanks to ClickSWITCH!
Monitor Your MAXX
With CBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.
Questions?
Call us at 319.291.2000 Visit our locations