Vault Checking
3.00% APY1
Earn more money as you maximize your balances up to $10,000 with Community Bank & Trust's premium rate. Simply meet all of the below requirements:
- 10 Visa® debit card transactions posted per statement cycle totaling $100 (excludes ATM transactions)
- Set up one monthly direct deposit or debit with $250 minimum
- Enroll in Personal Online Banking
- Download mobile banking app featuring bill pay, person-to-person payment and mobile deposit
- Receive eStatements2
POWERFUL BUILT-IN SECURITY
Enjoy peace of mind as you protect your hard-earned money with Community Bank & Trust's powerful multi-layer account security - regardless of which device you're on!
- Fingerprint and Face ID login available for mobile banking app
- Verification Code Texts for log ins from unfamiliar PC
- Chip-enabled Visa® debit card
- Free 24/7 credit score access via mobile app and online banking including free monthly credit reports, credit alerts to help monitor for fraud, and personalized tips to improve your score.
- 24/7 Debit card fraud alerts
- Ability to turn "off" your card if lost or stolen with CBT Card Control
- Fraud recovery services with dedicated fraud specialist
- Free ID Protection Roller Stamp
Additional perks: Free Visa® debit card. Checks available. 24 hour phone banking. Safe deposit box free for first year.3
(1) Annual Percentage Yield. Rate may change after the account is opened. APY accurate as of August 1, 2024, and is not an introductory rate. Opening deposit requirement of $100. APY is for balances up to $10,000. An interest rate of 2.96% will be paid only for that portion of your daily balance that is $10,000 or less. The APY for this tier will be 3.00%. An interest rate of .10% will be paid only for that portion of your daily balance that is greater than $10,000. The APY range for this tier will be 3.00% to 0.33%. Regardless of your balance, if you do not meet the requirements listed, the interest rate and APY will be 0.01%. Limit one Vault or MAXX Checking™ account per Tax Identification Number. (2) Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings. (3) Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.