GO Checking

Finally an account that moves as quickly as you do.


4.00% APY¹

  • NOW 4.00% APY on balances up to $10,000
  • Requirements:
    • Online Banking
    • Mobile Banking
    • eStatements²
    • 10 Visa® debit card transactions each posted statement cycle totaling a minimum of $100 (excludes ATM transactions)
    • At least one direct deposit or debit each statement cycle. Direct deposits/debits must meet a cumulative minimum of $250


$300 BONUS³

Don't miss our limited-time, new account bonus offered through August 31, 2020.

  • Already have an account with CBT? Take advantage of our $50 Referral Bonus.⁴


ULTIMATE DIGITAL EXPERIENCE

Eliminate cash and checks with our advanced digital features

SECURE

FACE TO FACE

We want our customers to be able to carry CBT around in their purse or pocket - but we also love to see them too. Visit any of our convenient locations for a more personal banking experience.

Not a CBT client?

Switching to CBT is as easy...as a click! With ClickSWITCH.


¹Annual Percentage Yield. Rate may change after the account is opened. APY accurate as of July 1, 2020, and is not an introdutory rate. Opening deposit requirement of $100. APY is for balances up for $10,000. An interest rate of 3.96% will be paid only for that portion of your daily balance that is $10,000 or less. The APY for this tier will be 4.00%. An interest rate of .10% will be paid only for that portion of your daily balance that is greater than $10,000. The APY range for this tier will be 4.00% to 0.22%. Regardless of your balance, if you do not meet the requirements listed, the interest rate and APY will be 0.01%. Limit of one GO account per TIN.

²Valid email address required. A $5 statement fee will be assessed on accounts that do not sign up for eStatements within 90 days of account opening. Fees may reduce earnings. MEMBER FDIC

³$300 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccuring ACH transaction has occured, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months. Only new GO checking account clients are eligible. Bonus will be reported to the IRS as applicable. Cannot be combined with any other offers. Promotion ends 8/31/20.

⁴Annual Percentage Yield will range from 0.00% - 4.00% depending on the account type that is opened.  Rate may change after account opening.  Fees could reduce earnings.  APY range is accurate as of April 3, 2020 and is not an introductory rate.  $50 bonus will be paid within 30 days of when the following occur:  the account has been open a minimum of 30 days, a reoccurring ACH  transaction has occurred, the debit card has been used and the account has a positive balance.  Requirements must be met within the first six months.  Only new checking account clients are eligible.  Cannot be combined with any other offers.  Minimum opening deposit requirements range from $25 - $100, depending on the checking account type.  (For Example, Step Up Teen Checking minimum - $25 and GO Checking minimum - $100).  The current client will receive a $50 credit into their CBT checking account only after the new client has met these requirements. Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening. New clients may not combine this with any other promotion.  Gifts are unlimited per client and will be reported to the IRS as applicable.