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It's Back for a Limited-Time Only!

We’ve doubled our referral bonus from $50 to $100. Simply refer-a-friend to open any new checking account with Community Bank & Trust between Sept. 1, 2023 - Nov. 1, 2023 and you’ll both receive $100.* Unlimited bonuses!*

And if that's not enough, be sure to mention to your friends the following additional CBT benefits:

  • ClickSWITCH, our convenient online switch tool that helps switch auto payments and direct deposits in as little as 10 minutes.
  • Card control is a free app that allows you to instantly change the settings on your CBT-issued debit card. When "off", no one can use your cards
  • Online and mobile banking tools to help stay on top of finances.
  • NEW! Zelle, the fast, safe and easy way to send money to friends and family.


*Annual Percentage Yield will range from 0.00% - 3.33% depending on the account type that is opened. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of 8/21/23 and is not an introductory rate. $100 bonus will be paid within 30 days of when the following occur:  the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months. Only new checking account clients are eligible. New client cannot have closed a CBT checking account within the previous 12 month period. Must be an Iowa resident. Cannot be combined with any other offers. Minimum opening deposit requirements range from $25 - $100, depending on the checking account type. The current client will receive a $100 credit into their CBT checking account only after the new client has met these requirements. Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening. New clients may not combine this with any other promotion.  Bonuses are unlimited per client and will be reported to the IRS as applicable. Promotion valid 9/1/23 - 11/1/23.  Member FDIC